I've had well over 2000 bank loans in the last 15 years. I live it every single day.

Listen, after the crash of 2008 the banking world was thrown on its head.

Risky "no-doc" loans vanished overnight and from that point on the rules were changed.

And from that point on the new rules had been established. The challenge was nobody knew the rules.

By 2008 I had built a portfolio of houses. I was using bank financing to keep a lot of the houses but I remember the exact day my banker called me and said:

"Matt, due to the financial meltdown going on around the nation we are no longer able to do the loans we have been doing for you. The regulators have put a halt to those types of loans."

My heart sank. I was starting over from scratch at a point where I was just starting to get momentum.

So here is what I did.

I had a yellow phone book in the front seat of my car. And every time I went on a drive, I was calling banks. I was asking them questions about these "new rules".

I spent the next several months learning these new rules. I must have called 1000 banks. I burned through the phonebook.

No exaggeration.

And it worked. I cracked the code. And over the next 4 years, I added 450 houses to my portfolio. All using bank financing.

I have never really shared my knowledge about banks, credit, and financing. Just small bits and pieces.

Well, I finally carved the time out of my schedule to build the ultimate training program on bank financing, unsecured lines of credit, credit cards, and credit scores.